Looking at bills from my recent surgery, i have to wonder how so many do it. Manage to take care of themselves without going into bankruptcy.
I work for a hospital. Tho not in any danger of living a life of luxury, i am well compensated enough that i am able to pay my bills without juggling them. (Something i never had til recently.) I have commercial insurance that my employer subsidizes, and truly, my cost per month isn’t terrible. I had a short-term disability benefit to cover my salary while i was recovering. And yet, i am having to engage a payment plan to pay for surgery that was a necessity.
At just under $5,000, my out-of-pocket is manageable over time for me. And i am grateful. But what if it had been my daughter who needed it?
She is an hourly worker. A florist. Works her tail off managing a flower shop at a modest rate of pay that is likely a bit above average in her industry (A testament to her talent and diligence.) But her employer offers no benefits. She makes too much to qualify for a government plan, but not enough to afford a commercial one. She isn’t a slacker – She works hard, tries to live within her budget, pays her taxes – Everything we expect of an upstanding citizen. And yet, if she were injured, she would lose everything. The $25,000 of overall medical costs would break her for more than half a decade, especially considering the amount of work time she would lose during recovery.
I can’t imagine what it would be like if she had a child.
Everyone has an issue with those who are capable, but choose not to work and remain on the dole. But there are millions of people in this country who ARE working. Working their asses off. Doing what they are supposed to do. Not spending money on a bunch of frillies or drugs. Just getting by with the essentials. And health care is off-limits to them financially. Yes, there are funds available. There are private benefactors who contribute to funding as well. And that is wonderful. But it isn’t enough to cover the gap. We have some government representatives who are fighting for people like my daughter. But not enough of them. We have health care providers who make exceptions and volunteer services on a regular basis. But they can’t cover it all.
We are trying hard, but still failing.
I have heard arguments for and against government healthcare, single-payor plans, pocket-pay and free market systems. None of them is a cure-all.
Yet another instance where we know what doesn’t work, but don’t really know what will. Or at least i don’t.
All i know is, having grown up without the money to have the kind of healthcare i enjoy now… Hell, the kind of life i enjoy now… to know how blessed i am, even as i realize that i am still far closer to the bottom of the food chain than the top… I want to be part of a society that provides help for those who are struggling in spite of their strong efforts. I want to be part of a country that says, “If you are working hard, i’ll help you any way that i can.” A country where children and the elderly receive what they need.
And a country where those of us who are able to manage without help remember that not everyone is as lucky. And we have to help look out for them.